Estimated Cost of Living
This table shows the estimated living costs for a student in the MDiv program at CRTS.
The numbers are only estimates and will be different for each situation. They are meant to be a general guideline only and not to be taken as exact figures.
All figures are in Canadian dollars and are based on 12 months.
Please do your own research in addition to reviewing these figures.
| Single (per year) | Married with children (per year) | |
|---|---|---|
| CRTS Tuition (MDiv) | 4,000 or 5,000 | 4,000 or 5,000 |
| CRTS Books | 800–1,000 | 800–1,000 |
| Housing/Utilities | 12,000 | 30,000 |
| Content Insurance | 500 | 500 |
| Transportation (Gas, Maintenance) | 4,000 | 6,200 |
| Vehicle Insurance (Canadian Student) | 2,400 | 2,400 |
| Vehicle Insurance (International Student) | 4,800–6,000 | 4,800–6,000 |
| Bus Pass | 1,500 | 3,000 |
| Clothing | 600 | 1,200 |
| Groceries | 4,800 | 10,000 |
| Elementary School Tuition | 0 | 12,000 |
| Entertainment | 600 | 1,800 |
| Medical Insurance (International Student) | 1,000 | 2,500–3,000 |
| Medical/Dental not covered by insurance | 500 | 1,600 |
| Miscellaneous | 2,000 | 4,000 |
